Terms
All legal documents governing the use of this website, its products, and professional services. Operated by Eduinn Krzysztof Ozimek, ul. Kryształowa, 01-356 Warsaw, Poland, NIP 526 225 97 76, e-mail: contact@drkrzysztofozimek.com.
Governing the use of free tools, calculators, guides, and other materials available on this website at no charge — including VaRCalc and free PDF downloads.
Read →Governing the purchase of paid digital products — PDF textbooks, implementation bundles, and datasets — processed via Lemon Squeezy as Merchant of Record. Applies to both individual and business buyers.
Read →Governing bespoke B2B engagements — quantitative finance research and education products delivered on a project basis to business clients, including scope, fees, intellectual property, and liability.
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